FREQUENTLY ASKED QUESTIONS
ABOUT OUR Finance

0% APR REPRESENTATIVE INTEREST FREE FINANCE

When do I have to pay the deposit?
After your complimentary design consultation, we require an initial deposit of 10% to secure the quoted price for your kitchen. After that, our designer will spend time with you developing a detailed plan and specification to include furniture, appliances and worktops. When you are entirely happy with this plan, we will ask for a further payment to bring the deposit up to 25% of the final price.

When is my first payment due?
Your first payment is due approximately one month after delivery has been made. Novuna Personal Finance will contact you to inform you of your exact first payment date before it is due.

What do I have to do to qualify?
This finance offer is available only on our Wickham range. To qualify you must purchase furniture and worktops from Optiplan Kitchens and place your agreed deposit by the date specified by your designer. You will also need to be approved for credit by Novuna Personal Finance. Eligibility requirements apply.

Can I pay for my kitchen in full before end of the term ?
Yes. You can request a settlement figure at any time from the credit provider.

BUY NOW PAY LATER (11.9% APR Representative)

When do I have to pay the deposit?
After your complimentary design consultation, we require an initial deposit of 10% to secure the quoted price for your kitchen. After that, our designer will spend time with you developing a detailed plan and specification to include furniture, appliances and worktops. This option also has the additional ability to pay off the kitchen in full within 6 months (£29 settlement fee applies).

When is my first payment due?
Defer the payment for 6 months (followed by regular instalments there after). You can also choose to Repay the finance within 6 months and pay no interest (£29 settlement fee applies).    

What do I have to do to qualify?
To qualify for this offer you must purchase the furniture and worktops from Optiplan Kitchens and place your agreed deposit by the date specified by your designer. You will also need to be approved for credit by Novuna Personal Finance. Eligibility requirements apply.

Can I pay for my kitchen in full before end of the term?
Yes. You can request a settlement figure at any time from the credit provider. By repaying the finance within the first 6 months from purchase, you will pay NO interest.

 

Flexible monthly payment (8.9% APR Representative)

When do I have to pay my deposit?
After your complimentary design consultation, we require an initial deposit of 10% to secure the quoted price for your kitchen. After that, our designer will spend time with you developing a detailed plan and specification to include furniture, appliances and worktops.

When is my first payment due ?
Your first payment is due approximately one month after delivery has been made. Novuna Personal Finance will contact you to inform you of your exact first payment date before it is due.

What do I have to do to qualify?
To qualify for this offer you must purchase the furniture and worktops from Optiplan Kitchens and place your agreed deposit by the date specified by your designer. You will also need to be approved for credit by Novuna Personal Finance. Eligibility requirements apply.

Can I pay for my kitchen in full before end of the term?
Yes. You can request a settlement figure at any time from the credit provider. You must make the minimum repayment each month over the 5 yr or 10 yr period, but you can make additional repayments and therefore control the term of the loan and reduce the amount of interest you would pay.